My ''No Spending'' Experiment

I'm a nutcase job when it comes to making my budget, on paper.  I think budgets are sexy, that' right... I said the ''s'' word. My budget is made for well over a year in advance, that way, I know, say, next February, that I'm not in the red financially, again, on paper that is. Doing this, as crazy as it sounds, makes me feel anything but, it reassures me. Yet, after careful review of my budgets over the course of the last few months, it would seem that we've always managed to overspend (read over-overspend)!  I planned to rectify this and spend only what was necessary for the next month. Apparently,  according to financial advisors, giving yourself a break from spending is a great method to get your budget back on track.

An Allowance Please?

My son Noah, randomly wanted to buy a toy car. When I told him that mommy didn't have the money right now, he then said he wanted to ''buy'' money. This had my hamster start running in his wheel, in other words, it got me thinking about the importance of teaching my kids a few lessons concerning money early on. While discussing this with my husband, we decided it was time to give our kids an allowance. Problem: We quickly realised that we have two different view points when it comes to what conditions should be considered in giving the said allowance. We could decide to give a fixed amount weekly so that the kids learn how to manage a steady ''income'', or, we could give them  ''compensation'' for the completion of chores or given tasks. Neither of us was convinced that our perspective was the correct one to have. What was the lesson we wanted to teach our millionaires-in-the making?

Only Fools Don't Change Their Minds: Project 52

For an introduction to Project 52, click here.

So, I've changed my mind, again. Yes, again, I know! I thought I had it, my great project idea I was going to present for 52 weeks. I went from attempting to present a new scapbooking page every week, (and not presenting any of course, none, nada), to opting for simplicity.  I had decided to write a specific weekly blog post on a subject that I know. I know about law and finance...yawn, Zzzzzzzzzzzz, snore,  and that's where I lost you I think. Sure, the plan was to make these two subjects interesting, perhaps even fun...(?) but a week passed, and I've been uninspired...How could I pull this off for a year(!)? The subjects I chose are out of line with the general aura of my little blog. I don't want Project 52 to have a different tone than the rest. (Note to self: think longer before posting).